Welcome to a World Where Money Meets Magic


Are you looking for a fun, meaningful way to teach your child about money, mindset, and smart habits?

You’re in the right place! Dayna Gonzales — Licensed Financial Professional, Mom, and Children’s Author — created Penny & the Magical Money Tree to help families like yours plant the seeds of financial confidence early.

Because it’s never too soon to grow financially savvy kids—with a little heart, a little help, and a sprinkle of magic..

Services

Financial Education

Life

Insurance

Non-

Profit Help

Our approach to finances is very holistic and separates us from the majority of the industry. We can honestly say that we do not see our clients as a sale or number.

The financial concepts we share with our clients stand on these four pillars: Short/Long Term Saving, Proper Protection, Debt Management, & Wealth & Estate Planning

Our mission is to educate and empower families living in poverty by connecting them with services and support, while assisting with the cost of youth programs.

Services

Financial

Education

Our approach to finances is very holistic and separates us from the majority of the industry. We can honestly say that we do not see our clients as a sale or number.

Life

Insurance

The financial concepts we share with our clients stand on these four pillars: Short/Long Term Saving, Proper Protection, Debt Management, & Wealth & Estate Planning

Non-

Profit Help

Our mission is to educate and empower families living in poverty by connecting them with services and support, while assisting with the cost of youth programs.

About the Book


Join Penny, a curious young squirrel, on an enchanting journey in "Penny & the Magical Money Tree." Nestled in the vibrant forest of Greenbank, Penny and her friends discover a mystical tree that teaches them the importance of money and financial responsibility. Each leaf on the tree reveals valuable lessons about saving, budgeting, investing, and giving back to their community.

As Penny learns to manage her currency—acorns—she embarks on a quest filled with adventure, friendship, and life-changing insights. From creating her first budget to starting a small business with her pals, Penny realizes that understanding money is not just about wealth; it’s about empowerment and making a positive impact on those around her....

About the Book

Join Penny, a curious young squirrel, on an enchanting journey in "Penny & the Magical Money Tree." Nestled in the vibrant forest of Greenbank, Penny and her friends discover a mystical tree that teaches them the importance of money and financial responsibility. Each leaf on the tree reveals valuable lessons about saving, budgeting, investing, and giving back to their community.

As Penny learns to manage her currency—acorns—she embarks on a quest filled with adventure, friendship, and life-changing insights. From creating her first budget to starting a small business with her pals, Penny realizes that understanding money is not just about wealth; it’s about empowerment and making a positive impact on those around her....

PENNY & THE MAGICAL MONEY TREE * BY DAYNA GONZALES * PENNY & THE MAGICAL MONEY TREE * BY DAYNA GONZALES * PENNY & THE MAGICAL MONEY TREE * BY DAYNA GONZALES *

Customer Stories

Serina Eisenbraun
★★★★★
Working with Dayna and Tamia was a dream. They explained everything in terms I could understand and made things easy to follow. Their communication was top notch, and their willingness to figure out the answers to all of my questions if they couldn't answer immediately is first rate. They know their stuff and if they don't, they know someone who does and will get in touch and learn all about it just to help. Their upbeat attitudes are contagious and they are willing to work with your schedule to get you the help you need.

- Serina Eisenbraun

Andrea Barron
★★★★★
I was looking at my son’s life insurance policy today and I’m happy I have a little nest egg for him to start off with. Looking at the stock market today because I have a FFIUL set up for him I am not worried! Please reach out to William H. Forbes III or Dayna Gonzales for all your life insurance needs because I feel a lot better I won’t be losing anything in these crazy times!

- Andrea Barron

★★★★★
Just want to share what an awesome team Dayna works with! Their honesty and integrity leaves me so comfortable and secure in having our finances handled by strangers... but by end of the transactions I feel more like friends! We had a minor issue arise and William immediately responded to my concern and then went beyond by solving it on his rather than waiting for the investment company to fix it! Putting US first… what a guy!! Doing business not only on a personal level but taking care of us as if it were his own account! I couldn't be more happy to recommend this financial team!

- Patricia Lakits

About Dayna


Dayna Gonzales grew up in central New York, where the cows outnumbered the people, and later moved to South Texas, where the trend continued. Inspired by her Native, Italian, Scottish, and Irish heritage, Dayna has always been driven by a deep sense of purpose and a love for storytelling.

Her journey has been marked by resilience and a commitment to helping others. After enduring domestic violence and financial hardship, she found solace and support from her family, which allowed her to thrive as a single mother in late 2017. Her determination led her to become an active board member of a family crisis center, where she played a key role in fundraising for a full-service shelter.

In 2019, Dayna made headlines as a living liver donor in a successful liver swap that saved two lives and forged lasting connections. Her heart and dedication to service are evident in all she does.

News and Events

FreeWill Estate Planning

FreeWill Estate Planning

Learn more about our new FREE service, Will Prep. July 12th from 8am-12pm at 118 S Main St, Ste B, Pleasanton, Tx - DreamWeaver will host a workshop and a notary will be present. You'll leave with a... ...more

Estate Planning

June 02, 20252 min read

Secure Your Family’s Future: A Financial Wellness Webinar for First Responders

Secure Your Family’s Future: A Financial Wellness Webinar for First Responders

As a first responder, you're trained to run toward danger, protect lives, and be a pillar of strength for your community. But who’s looking out for your financial well-being? ...more

Webinars

June 01, 20251 min read

Seeds of Freedom: A Webinar Built for Working Families Who Dream Bigger

Seeds of Freedom: A Webinar Built for Working Families Who Dream Bigger

Let’s be real—navigating finances as a working family can feel like trying to plant a garden in concrete. You want to build something that lasts, something that gives your kids more than you had, ...more

Webinars

June 01, 20252 min read

Hitting the Road for Stories, Smiles, and South Texas Sunshine: Join Us on the 2025 Reading Road Trip!

Hitting the Road for Stories, Smiles, and South Texas Sunshine: Join Us on the 2025 Reading Road Trip!

If you’ve ever wanted to meet your favorite indie authors in person, sip on sweet tea while flipping through new reads, or just soak up some small-town charm with fellow book lovers—this is your sign ... ...more

Book Tour

May 31, 20252 min read

Newsletter

Dayna Gonzales ©2025. All Rights Reserved.